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Last update: April 8, 2009 10:36 AM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
Fully amortizing. Fixed rate for 30 years. 		0.000 0.750
0.000 0.500
0.000 0.000
15 yr fixed conforming
Fully amortizing. Fixed rate for 15 years. 		0.000 1.250
0.000 1.000
0.000 0.500
3/1 ARM
Fully amortizing. 30 year loan, rate fixed for the 1st 3 years. Rate adjusts annually every year there after. 		0.000 0.500
30/5 yr fixed or 5/1 ARM
Fully amortizing. 30 year loan, rate fixed for the 1st 5 years. Rate adjusts annually every year there after. 		0.000 0.000
30/7 yr fixed or 7/1 ARM
Fully amortizing. 30 year loan, rate fixed for the 1st 7 years. Rate adjusts annually every year there after. 		0.000 0.000
10/1 ARM
Fully amortizing. 30 year loan, rate fixed for the 1st 10 years. Rate adjusts annually every year there after. 		0.000 0.000
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
Fully amortizing. Rate fixed for 30 years. Rate good to $2.5 Million 		0.000 0.750
0.000 0.500
0.000 0.250
15 yr fixed jumbo
Fully amortizing. Rate fixed for 15 years. Rate good to $2.5 Million. 		0.000 1.000
3/1 jumbo ARM
Fully amortizing. 30 year loan, rate fixed for the 1st 3 years. Rate adjusts annually every year there after. Rate good to $2.5 Million. 		0.000 0.000
5/1 jumbo ARM
Fully amortizing. 30 year loan, rate fixed for the 1st 5 years. Rate adjusts annually every year there after. Rate good to $2.5 Million. 		0.000 0.000
7/1 jumbo ARM
Fully amortizing. 30 year loan, rate fixed for the 1st 7 years. Rate adjusts annually every year there after. Rate good to $2.5 Million. 		0.000 0.000
10/1 jumbo ARM
Fully amortizing. 30 year loan, rate fixed for the 1st 10 years. Rate adjusts annually every year there after.Rate good to $2.5 Million. 		0.000 0.000
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
The interest-only payments are for the initial fixed-rate period. When the loan adjusts, both principal and interest will be included in the adjustment to the loan at that time. 		0.000 0.000
7/1 ARM Interest-Only
The interest-only payments are for the initial fixed-rate period. When the loan adjusts, both principal and interest will be included in the adjustment to the loan at that time. 		0.000 0.000
10/1 ARM Interest-Only
The interest-only payments are for the initial fixed-rate period. When the loan adjusts, both principal and interest will be included in the adjustment to the loan at that time. 		0.000 0.000
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
The interest-only payments are for the initial fixed-rate period. When the loan adjusts, both principal and interest will be included in the adjustment to the loan at that time. Rate good to $2.5 Million. 		0.000 0.000
7/1 ARM jumbo Interest-Only
The interest-only payments are for the initial fixed-rate period. When the loan adjusts, both principal and interest will be included in the adjustment to the loan at that time. Rate good to $2.5 Million. 		0.000 0.000
10/1 ARM jumbo Interest-Only
The interest-only payments are for the initial fixed-rate period. When the loan adjusts, both principal and interest will be included in the adjustment to the loan at that time. Rate good to $2.5 Million. 		0.000 0.000
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.